You agree to the terms of service below, and the Terms of Use for Substack, the technology provider.

Part 1 — Disclaimer

1.1 Not Investment Advice

Passed Performance. and all creative works (namely under Pord. and Clarity Soundtrack) created this publication are for educational purposes. Nothing on this site - including simulations, copy, modules, visuals, and any current or future feature - constitutes investment advice, financial advice, tax advice, legal advice, or a recommendation to buy, sell, hold, or otherwise transact in any security, fund, asset class, or financial instrument. Passed Performance does not guarantee future results.

1.2 No Fiduciary or Advisory Relationship

Using this website, and submitting your email address does not create a fiduciary, advisory, brokerage, planner-client, or any other professional relationship between you and Passed Performance. or any of its founders, employees, contractors, or affiliates.

Passed Performance. is not acting as your investment adviser, broker-dealer, financial planner, attorney, accountant, mental health practitioner, or tax professional. Nothing in this experience should be interpreted as personalized financial guidance.

1.3 Assessment Limitations

The topics mentioned in the session are intended only to illustrate common behavioral finance topics and are not a clinical, psychological, neurological, or professional assessment and/or advice of any kind.

User result:

· Is not a formal risk tolerance assessment as defined by FINRA, the SEC, or any investment advisory standard.

· Is not a suitable basis for making any actual investment decision.

· May not reflect how you would behave in a real market event.

· Should not be relied upon by any financial adviser, planner, or institution as a formal investor profile.

· Is intended solely for reflection, education, and product demonstration purposes.

1.4 Research, Sources & Forward-Looking References

References to market driven actions, cognitive bias research, academic studies, public datasets, surveys, or third-party commentary are included for educational attribution and context only. They are illustrative, not predictive, and do not guarantee any outcome for any individual user.

Passed Performance does not claim affiliation with, endorsement by, sponsorship from, or partnership with any cited institution, publication, academic author, or research source unless explicitly stated.

1.5 Consult a Qualified Professional

Before making any investment, tax, legal, retirement, or financial planning decision, consult a qualified and appropriately licensed professional who can evaluate your personal circumstances, goals, risk tolerance, liquidity needs, and time horizon.


Part 2 — Privacy Policy

Passed Performance. (“Passed Performance.,” “Pord.” “Clarity Soundtrack” “we,” “us,” or “our”) is an educational investment platform. For privacy-related questions or requests, contact: info@clarityjournalbyenquips.com

2.2 Data Sharing

We do not share your information with third parties for advertising, lead generation, profiling, or data brokerage. We may use service providers for website hosting, form processing, or email delivery. If we do, they process your data only for those limited purposes and not for their own marketing.

2.3 Data Retention & Deletion

We retain waitlist information only as long as reasonably necessary. You may request deletion at any time by emailing info@clarityjournalbyenquips.com. We will process requests within 7 business days.

2.4 Children's Privacy

Passed Performance is intended for adults 18 and older. We do not knowingly collect information from children under 13. If you believe a minor has submitted information, contact us and we will remove it promptly.

2.5 Policy Changes

We may update this Privacy Policy as the platform evolves. Material changes will be communicated via the website and by email to waitlist subscribers. The “Last Updated” date above will always reflect the most recent revision. Continued use constitutes acceptance of the updated policy.


Part 3 — Term of Services

1. About Passed Performance.

Passed Performance. is an educational investment platform operated by EnQUIPs LLC. These Terms apply to the publication, and a member/subscriber signup.

2. Educational Purpose Only

Passed Performance. is designed solely for financial education. Nothing on this website constitutes investment, financial, tax, or legal advice or a recommendation to buy, sell, or hold any security or financial instrument. See Privacy Policy & Disclaimer for the full educational disclaimer.

3. Eligibility

You must be 18 or older to use this website or join the waitlist. By submitting your information, you confirm that you meet this requirement.

4. Acceptable Use

You agree not to:

· Use this website for any unlawful purpose

· Attempt to scrape, reverse-engineer, or interfere with any part of this website

· Submit false or misleading information

· Represent any Passed Performance. content as personalized financial advice to others

5. Intellectual Property

All content on this website — including all creative works, educational copy, content and framework published, design, and audio — is the intellectual property of EnQUIPs LLC. You may not reproduce, redistribute, or commercially use any part of it without prior written permission.

6. Disclaimers

This website is provided “as is” without warranties of any kind. EnQUIPs does not warrant that the site will be uninterrupted or error-free, or that any content is accurate, complete, or suitable for your specific situation.

7. Limitation of Liability

EnQUIPs LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on its content.

8. Privacy

Your use of this website is governed by Privacy Policy, incorporated here by reference.

9. Changes

We may update these Terms as the platform develops. The “Last Updated” date will reflect the most recent revision. Continued use constitutes acceptance.